Banking and fintech

Lecturer: Max Flötotto, Ph.D.

Lecture Support: Sarika Chandhok

Teaching Assistant: Manuel Leininger

The course will cover a range of topics on banking (broadly defined) organized into 8 modules (details below). It will take a practitioner’s perspective. Each of the three days will be a combination of lectures, group discussions, and contributions from 1-2 industry experts who will each provide a 30-minute presentation and discussion (remotely). The course will be accompanied by a series of tutorials.

DAY 1: December 8, 2023

  • Module 1 – Banking fundamentals: Why do we need financial markets? What is a bank? What are the sources of profitability in banking and what are the risks that need to be managed?
  • Module 2 – Global banking trends and strategy: What are recent trends in banking across markets and segments? Which banks earn their cost of capital and why?
  • Module 3 – Fintech: What types of innovation are fintechs providing? Is this just hype or real change? How are different fintech/startup ecosystems across the world performing? 

DAY 2: January 26, 2024

  • Module 4 – German banking market: What makes the German banking market different from many others? What are the changes we are seeing in customer behavior and the competitive environment?
  • Module 5 – Banking crises: Why did the Global Financial Crisis happen and why did it lead to a deep global recession? How is the recent Silicon Valley Bank crisis different?

DAY 3: January 27, 2024

  • Module 6 – New players in financial markets: How are new types of investors (e.g., Private Equity) changing how banking works? What is shadow banking? What are impact investors? What is embedded finance?
  • Module 7 – Banking M&A: What are key objectives for banking M&A? Is M&A generating or destroying value?
  • Module 8 – Blockchain and crypto: Will this change how financial markets work? What is a stablecoin? 

Assessment:

Assessment will be based on the final exam. Questions will be in English. Duration of the exam: 90 minutes.

Questions:

If you have questions related to the content of the course, please contact your tutor.

We look forward to working with you!